74. Let's debunk some money myths
Sometimes it's hard to sift through opinions that are so deeply rooted they become folklore. A bad opinion that is so ingrained is a myth and you know of and have heard many money myths in your life. ...
Episodes
73. Money routines you need in your life
Have you ever wanted to just say "Money is easy?" In this episode Natasha and Damian share just how they put money management on autopilot, including all the tips, tricks, and techniques they use and ...
72. Is owning a home overrated?
In this episode Natasha poses a question that many people of our generation and younger are having to produce answers to. That question is, "Is owning a home overrated?" We discuss the benefits and dr...
71. Lost and unclaimed retirement accounts
There are over 29 million retirement accounts that have gone unclaimed that total $1.65 trillion in assets according to a U.S News article by Brian O'Connell. Are all of your retirement accounts accou...
70. What to do with that tax return
Your tax return just hit your checking account and it's burning a hole in your pocket. Before you spend it, tune in to this episode to find out some things that you may do with it instead of buying th...
69. How to save and still find joy in life
Debt can make you feel like you're under a pile of bricks when you have it. In this episode, Natasha and Damian discuss ways to save and pay down debt while still finding ways to extract joy and meani...
68. Why you should get life insurance right now
In this episode Natasha and Damian discuss the importance of having life insurance, the details of their life insurance policies, and why it's important to start making plans for when death comes a'kn...
67. Should I claim this accident on my vehicle insurance?
There are so many decisions that shape your personal finances and that is what makes them personal. In this episode we discuss vehicle insurance. How much coverage should you have? Should you claim an...
66. Should I pay off my debt or not?
The decision to pay off debts or not can be very emotional. In this episode we walk you through our decision-making process for paying off debts or holding onto those debts so we can maximize our earn...
65. Getting a new job
In this episode, Natasha and Damian discuss the year-long journey of getting a new job. They discuss the preparation and the process, which includes planning, resume writing, and sharpening skills. ...
64. Life without Amazon Prime
Natasha and Damian, the hosts of the Black and Brown Make Green podcast, discuss the pros and cons of relying on Amazon Prime for purchases versus going without it. They share their personal experienc...
63. Am I a Scrooge? Rethinking gift-giving during Christmastime
In this episode, Natasha and Damian talk about how they are considering a different approach to gift-giving during Christmas time. They discuss the impact of consumerism on the environment and the imp...
62: Financial accounts we use
What financial accounts do you use and why? Sometimes it can be crippling to decide on financial accounts because there are so many out there. In this episode, we reveal the exact accounts we use - cr...
61: Where is the Hope?
Where is the hope? Rising prices, stagnant wages, and climbing debt can make life feel hopeless. How can you afford a home with today’s high prices and interest rates? How can you keep up with inflati...
60: Getting one month ahead - How to avoid stress and anxiety with your money
Getting one month ahead in your finances means that you have enough money in your bank account to cover all of your bills and expenses for the next month before it even starts. This way, you don’t hav...
59: Help, I'm overspending!
In this episode, we’re going to be honest with you and tell you how we discovered that we were spending way more than we needed on some of the things that we thought were important, but actually were ...
58: An honest money conversation with Scott and Shaté from The Love Haze Podcast
Scott and Shaté Hayes are the hosts of The Love Haze podcast. They process out loud what most people experience in silence, and in this episode, they process their thoughts, feelings, and experiences ...
57: Are credit card points worth it?
Jen Narciso from the Investor Mama podcast shared about travel hacking using credit cards rewards points in episode 56. Damian and I keep the conversation going by digging deeper into using credit c...
56. Travel hacking with Jen Narciso | How to travel for free or cheap using credit card points
Jen Narciso from the Investor Mama podcast has traveled to Disney, Washington D.C, and Hawaii for free or nearly free, and she shares all the details on how you can too. Jen shares how she has used d...
55: 3 things everyone should know about their finances
Natasha and Damian each share 3 things they think everyone should know about their money. Do you know your numbers? How much insurance should you get? Is a 3-6 month emergency fund enough for us? How ...
54. How being in a relationship affects our finances | Where would I be without you?
People can make a huge impact on your life. Even just one interaction can change your trajectory. This episode is somewhat of a reflection episode where we reflect on the impact we've had on each othe...
53: How to save for your kid's college
We hope our kids will get a full ride scholarship if they choose to go to college, but if not, we've got plans. Are you saving for your kids' college? Or do you have other money matters you're trying ...
52: Raising money-confident Kids
Have you ever said, 'I wish I learned that sooner'? If you have kids, then you have the opportunity to help them learn it sooner - learn about money management that is. We were both raised to be money...
51: Break up with your bank
Most people never consider switching banks, but Damian and I have each had 7 different bank accounts. Our main motivator in switching banks is to earn more money, but there are other reasons as well. ...
50: Spenders vs. Savers
You might identify as a spender or a saver, but the reality is that we are all spenders and savers. This week we discuss our inclination towards spending or saving, how it manifests, and strategies we...
49: Money Talk$ with Sherifah Munis of NewWave Foundation
Sherifah Munis is the founder of Newwave Foundation, a nonprofit organization whose mission is focused on inspiring the next generation of dreamers by creating opportunities for educational equality. ...
48: Make Green Challenge part 4 - Values to help you design a meaningful life
What are your guiding principles? What are the values you have that guide your actions? What are the qualities that really matter to you? What are your family's values? What are your partner's values?...
47. Make Green Challenge part 3 - Putting processes on autopilot
Do you like doing difficult things? Probably not. We feel the same when it comes to money. Managing money should be fairly easy. Yes, there may be some difficulties getting everything set up, but on a...
46: Make Green Challenge part 2 - Tools for the win
We never thought we needed a budget because we've always spent less than we made. Therefore, we were always saving, but there wasn't any intentionality around the money that we saved. We weren't savin...
45: Make Green Challenge Part 1 - Flex on that Retirement
Eating greens and black-eyed peas is a long-standing New Year's Day tradition in the Black community and in others as well. We eat greens to bring us money during the year, and the black-eyed peas are...
44: Our successes, setbacks, and setups coming into the next year
This week we reflect on our biggest successes and setbacks from 2022. We share how we are ending this year on a high note, the strategy we're using to make sure we check all our 2022 goals off our lis...
43: Snap purchase, impulse buy, or informed decision?
We bought a new car a few weeks ago, and the process was very easy because we knew all of our numbers beforehand. We discuss buying vs leasing, getting a loan vs paying cash, and give you all the det...
42: Know your benefits
This week's episode is inspired by a bill we received from Noah's pediatrician. We have been dealing with this bill since February of this year. We discuss how to choose the best health benefits for y...
41: Our credit card got declined!
We are talking all about credit on this week's episode. We discuss how we choose the best credit card for us, why we choose to use credit, and why you should or should not use credit cards. In This Ep...
40: Taking unconfident actions | A new way of thinking part 2
Do you avoid doing things because you don't feel good enough? Do you defer to others because you feel unconfident? How do you decide to take action when you're feeling like that? How do you take uncon...
39: I'm not good enough | The Abundance vs. Scarcity mindset | A new way of thinking part 1
How often have you thought any of the following: I'm not good enough. I don't belong here. I don't know enough to do this. Who am I to be in this position? These are self-defeating thoughts that may b...
38: The one thing that has the biggest impact on your income
In This Episode We Discuss What are some of the factors that impact your income? What is the biggest impact on your income? This one thing can increase your income by 20%! How do you access the bigges...
37: We hired a financial planner. Should you? Part 3 | Meet our financial planner, Thomas Kopelman
Thomas Kopleman is a financial planner with AllStreet Wealth. He was selected as one of Investopedia’s Top 100 Financial Advisors for 2022. He is passionate about financial planning and has a blog, th...
36: We hired a financial planner. Should you? Part 2 | How to improve your finances without a financial planner or professional
In 2017, Damian and I started our journey to figure out our finances as a couple. We had been married for 2 years at that point and we were ready to strategize. We did research, we made a plan, and th...
35: We Hired a Financial Planner. Should You? Part 1
In This Episode We Discuss Our experience working with a financial planner The different types of financial professionals you could work with, including a financial planner, a financial coach, and/or ...
34: How to earn, keep, and grow your money with Joe Bautista | Money tips from a CFP
Joe Bautista is a Certified Financial Planner with Bautista Planning and Analytics. He is all about self-motivation, growth, and development. He is the author of The More You Know, The More You Grow a...
33. How to take action to achieve your vision with Maggie Klokkenga | Money tips from a CFP
Maggie Klokkenga, a Certified Financial Planner with Make a Money Mindshift has been in the finance industry for over 25 years. She is also a Certified Public Accountant, and she has experience in acc...
32: How to budget, track spending, and support family with Raquel Tennant | Money tips from a CFP
Raquel Tennant, a Certified Financial Planner with 2050 Wealth Partners joins us to share her finance story and best money tips. She is the first in our Money Tips from a CFP (Certified Financial Plan...
31: Reflections on our Money Mindset
Your money mindset can be a driving force when making financial decisions. How you think about money, your past experiences with money, and things you learned about money growing up can all affect you...
30: Should we cash out and move to a cheaper area?
The cost of living is rising in the city we live in. Housing prices are skyrocketing, and with that, property taxes are rising as well. We live in a high property tax state so this could be a big deal...
29: 4 for 40 | 4 financial lessons learned over 4 decades
Damian is turning 40, and he is taking time to reflect on lessons he’s learned in his 40 years of life. He narrows it down to 4 lessons for each decade he’s been alive. We discuss the importance of li...
28: Rising property taxes and how to combat them
Do you own a home, or do you hope to purchase a home soon? We have been homeowners (or home-loan-owners) 😆 for about 7 years. We just received our property tax values for the next year, and we were s...
27: Overcoming adversity to be your own boss featuring Lori Goto of Encore Real Estate
April is financial literacy month. Financial Literacy month is all about increasing your financial knowledge, and we reached out to a real estate expert, Lori Goto, to share her extensive knowledge on...
26: 2022 Financial literacy challenge
Financial literacy is all about being able to manage your finances effectively. April is recognized as Financial Literacy Month. It’s a time to increase your financial education and challenge yourself...
25: Becoming financially confident with Nikita Wolff
Have you ever wanted a road map that shows you what you need to do with your finances? In this episode, Nikita Wolff shares her story of how she was able to have a road map to be able to confidently m...
24: Building your net worth while supporting multiple generations
We sometimes talk about generational wealth—passing your wealth on to your offspring—but in this episode we consider the case where you are taking care of multiple generations of your family. In This ...
23: How to invest in a volatile market
The stock market has been dropping, some people are buying, and some people are selling. Should you sell, buy, do nothing at all, or something else altogether? This episode is all about investing in a...
March 2022 Book Giveaway
Get your money or your mind right with one of these 3 books, Get Good with Money by Tiffany Aliche aka The Budgetnista, The Black Girl’s Guide to Financial Freedom by Paris Woods, or Outliers by Malco...
21: Finding financial freedom with Paris Woods
Paris Woods, author of The Black Girl’s Guide to Financial Freedom shares her debt free journey, her path to FIRE, and how she is helping other Black Women and Women of Color reach financial freedom. ...
20: The American Dream | Creating your own dream | Showing up as your authentic self
What is the American Dream? Are you living the American Dream? Do you want the American Dream or do you want to create your own personal dream? How do you realize your dream and go after it? These are...
19: Launching the legacy with Tiera Williams, Miss Black New Jersey USA
Tiera Williams, the reigning Miss Black New Jersey USA, joins us to discuss her finance story and her Launching the Legacy Campaign. Legacy is an acronym that stands for leading and engaging generatio...
18: The value of a career choice | The impact your career has on your finances
The type of career you choose can have a large impact on your finances. These choices can have lasting impacts, but career choice doesn’t have to be permanent. There are often opportunities to pivot t...
17: Yearly finance check-in
Do you ever check in on your finances to make sure you’re on the right track? We have a list of questions we like to ask ourselves at least once a year. These questions help us to continue making prog...
16: Thoughts on generational wealth
This week we discuss our thoughts on generational wealth. We talk about what generational wealth is, personal wealth vs generational wealth, and how to build it. What do you think of when you hear 'ge...
15: Why everyone needs an emergency fund
You think you’re doing fine until you get an unexpected $200 or maybe $2,000 expense. We recently had an unexpected $2,000 expense and was able to easily handle it because we have a fully funded emerg...
14: Setting goals
The end of the year is often a time of reflection. It’s a time to reflect on your wins, your losses, and it’s a time to think ahead to new goals for the new year. We noticed that in our past we were o...
13: Raises and bonuses
It is that time of year when raises and bonuses are given out. Yearly evaluations are being conducted, and a lot times those evaluations include a discussion about a raise for the next year and someti...
12: Conscientious saving and spending with Garry Davis
Garry Davis joins us to chat about intentional budgeting and saving, the best debt to take on, and learning how to spend. This episode is for you if you're trying to create or revise your budgeting me...
11: Saving without depriving yourself
Have you ever felt like you are depriving yourself to reach financial goals? Have you ever wondered how to save, invest, and enjoy your life? It takes a balanced approach that can be difficult to mast...
10: Social media and your finances
A lot of people have a love-hate relationship with social media. Yet, there are still a ton of people who are using it. According to the Pew Research Center, about 72% of Americans use social media. T...
9: Joint finances
We have a joint bank account, and there are some people who are for that and others who are strongly against it. Either way - you still need to be able to talk to your spouse or partner about finances...
8: I got scammed
I got scammed and I want to make sure that you don’t end up in the same situation as me. This cautionary tale is to remind you that part of building your financial legacy consists of playing defense. ...
7: Should I stay or should I go
This is a special Q&A episode. A listener reached out saying her co-workers made her mad, and now she’s ready to chunk deuce. We are going to discuss her situation and give her our take on if she shou...
6: 5 money moves to make
Do you have a firm financial foundation? Do you know how much money you earn, how much you spend, and is your money making you money? This episode gives you 5 money moves to prepare you for good times...
5: How to beat inflation
Have you noticed your grocery bills being a little bit higher? Or is your favorite fast food or restaurant meal a little more than you remember? You may be noticing the effects of inflation. Prices ar...
4: 2021 Child Tax Credit
What is the 2021 child tax credit? What should you do with it if you receive it? When should you decide to opt-out of receiving it? We get into all the details of the 2021 child tax credit. This episo...
3: From fired to FIRE
Have you ever quit your job or are you thinking about quitting your job? Or maybe you didn’t have a choice and you were laid off. Sometimes getting laid off or quitting your job can feel like a setbac...
2: How to save for retirement
An article on money.com stated that people in their 50s have saved an average of $160,000 in their retirement accounts. It also went on to state that one in four has no retirement savings at all. Nata...
1: Money Mindset
Do you want to know how to become a millionaire? The secret to becoming a millionaire may not be your job title or status in society. Rather, the secret is your money mindset. Mindset can be the dete...