Black and Brown Make Green

A financial empowerment podcast to inspire, inform, and encourage young and mid-career professionals to manage their money with confidence.


46: Make Green Challenge part 2 - Tools for the win

We never thought we needed a budget because we've always spent less than we made. Therefore, we were always saving, but there wasn't any intentionality around the money that we saved. We weren't saving a set amount and we were just giving ourselves the leftovers. No longer do we give ourselves the leftovers! We plan to save to be able to pay for things that matter to us - early retirement, traveling, and experiences. We share our journey from no budget to recognizing the need for us to budget in part 2 of the Make Green Challenge.

In This Episode We Discuss

  • Do we really need a budget?
  • How aware are we of our spending?
  • What tools do we use to track our spending?
  • How has the tracking of our spending impacted our finances?

Resources & Related Links

  • Podcast Episode 46: Make Green Challenge Part 1: Flex on that Retirement
  • Podcast Episode 2: How to Save for Retirement: We share more details and our stories around ways to save for retirement. We discuss Roth accounts in detail and much more.
  • Podcast Episode 3: From Fired to FIRE: We discuss our journey with being laid off, quitting jobs, and using our jobs to try to reach financial independence.

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Disclaimer: Any discussion on our podcast is based on our opinions and personal life experiences. We offer information, not advice, and recommend you seek out a certified financial professional to discuss your personal finances or another professional for your needs. Read the full disclaimer ⁠⁠⁠⁠⁠⁠here.⁠